List of Requirements for SSNIT Registration


In this post, I am going to provide you with the list of requirements and required documents needed for SSNIT Registration, as well as other necessary information you need to know about SSNIT Registration.

The Social Security and National Insurance Trust (SSNIT) is a statutory public trust responsible with administering Ghana’s Basic National Social Security Scheme under the National Pensions Act, 2008 Act 766.

Its mission is to serve the First Tier of the Three-Tier Pension Plan. Currently, the Trust is Ghana’s largest non-bank financial institution.

The Trust’s major mission is to replace a portion of workers’ lost income in Ghana owing to old age, invalidity, or death of a member, with dependants receiving a lump sum payout.

It is also in charge of paying an Emigration benefit to a non-Ghanaian member who is permanently departing Ghana.

As of January 2021, the Pension Scheme, as administered by SSNIT, had an active membership of over 1.6 million, with over 226,000 pensioners receiving their monthly benefits from SSNIT on a regular basis.

The initial step for SSNIT Registration is to go to the SSNIT offices and open a Pension Savings Account’ in your name at the SSNIT office closest to your home district or municipality.

After identifying yourself to the administrator, you will be given a form to complete, attach all required papers, including a recent passport photo, sign, and submit to the SSNIT officer at the counter.

The pension account will be opened, and you will be given a savings account number and an SSNIT card.

You may move employers and employment locations, but your personal account will stay with you for the rest of your life.

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The SSNIT Scheme is open to all Ghanaian workers, with the exception of officers and personnel of the Ghana Armed Forces and anybody else who is specifically exempted by law.

Self-employed people can also participate in the program.

These wage earners, who have signed up for the system, contribute 17.5 percent of their declared monthly salaries to a common fund called the Social Security Fund, along with their employers.

Contributions and earnings on investments received into the fund are then used to pay for members who are due benefits under PNDC Law 247 (the legal framework under which the program functions) as well as general administrative costs.

Contributors are compensated in return with a life-long partial replacement of their lost revenues in the form of monthly guaranteed pensions when they reach retirement age or are pronounced chronically handicapped (by competent health staff) and are unable to work to earn a living.

List of Requirements for SSNIT Registration

You will have to produce your Social Security number(s) with any one of the following:

  • National Identification Card
  • Voters’ ID
  • Drivers Licence
  • Employer/Employment ID
  • Passport
  • National Health Insurance Card

You would also need to provide:

  •  Letter from Employer (recommendation letter)
  • Pension Savings Account number
  • Birth certificate to prove age
  • Details of your home Address
  • Address of the employer.
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