In this post, I am going to take you through a complete guide on how to apply for Izwe loans without any stress or hustle.
But before I take you through that, let’s learn something brief about Izwe loans.
About Izwe Savings And Loans
Izwe means ‘nation’. It is the essence of what the company stand for: uplifting people for the greater good of their country. Izwe’s core mandate is to simultaneously improve lives and deliver social upliftment in Ghana while generating solid financial returns through innovative financial solutions and services. Izwe strives to unlock potential by fuelling developmental aspirations in Ghana, aimed at real community and economic development.
Requirements For Izwe Loans
Izwe’s most popular credit offering is the personal loan. The loan option has fewer constraints and requires less paperwork. The following are the prerequisites for Izwe loans:
- Original documents from the collateral of your choice.
- Valid driver’s license, if applicable.
- Two original passport-sized photos of yourself.
- Three months’ bank statements.
- Post-dated cheques for the term loan.
If you can meet all the requirements above, then below are the steps of applying for a loan at Izwe savings and loans.
How To Apply For Izwe Loans
1. Pay a visit to one of Izwe Loans Ghana’s branches.
It is recommended that you visit any Izwe location, especially if you have any inquiries about the company. The business has offices all around Ghana. Izwe also has a large number of dedicated agents. Remember to bring all of the appropriate paperwork with you.
2. Fill out an application on the Izwe website.
Alternatively, you can submit an application through the company’s website. Filling out a form on the web saves time over enrolling through Izwe agents or visiting a branch. In 72 hours, you will receive a response.
3. Make a phone call to the Izwe Loans Ghana headquarters.
If you are unable to access the Izwe website, you may register by calling the company’s headquarters. The phone number for Izwe Loans Ghana is +233 (0) 302 208 222. [email protected] is another way to contact the company’s headquarters.
Izwe Loan Disbursement
Following the application procedure, a representative from the company will contact you with an offer. You will receive an offer in minutes if you visit an Izwe branch. In every situation, the offer reflects the company’s evaluation of your financial capabilities.
Izwe has more stringent evaluation requirements, therefore you’re more likely to accept the offer. The agent will also go over the loan terms and projected repayment duration with you. This is the greatest moment to seek clarification if you don’t grasp specific situations or terms.
You will sign the relevant documentation if you agree with the quote. You will also provide all of the relevant paperwork. Izwe has more advanced technology, and the verification procedure is quick and easy.
The institution disburses the loan into your preferred account after you sign the Izwe quotation and submit the required documentation. The disbursement process is quick, although it is dependent on the document verification process.
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