Best Point Savings And Loans: Loan packages, contacts, etc

Are looking for a loan? Is Best Point savings and loans in your thinking? Then this is the right place to be.

Best point savings and loans have aided the growth of numerous small enterprises since their start, offering flexible loans with terms up to 60 months.

Best Point Savings and Loans Limited uses cutting-edge technology and a highly motivated and skilled workforce to provide unique financial solutions that maximize client happiness and shareholder value.

This post will give you in-depth information about Best Point loan packages and other relevant information. 

Best Point Savings And Loans: Loan packages, contacts, etc 1

Without wasting much time let’s delve into the details. 

Table of Contents

Best Point Loan Packages

Below are the loan packages offered at Best Point savings and loans. 

1. Auto Loans 

Auto loans are short to medium-term loans for the purchase of private and commercial vehicles.

Features Of Auto Loans 

  • Can be used for new or used vehicles (up to 5 years).
  • Minimum deposit between 20%-50%.
  • Term: Up to 60 months.
  • Applicant must not be more than 55 years.
  • Applicant must be the user of the vehicle.
  • Vehicles must be comprehensively insured.
  • Life insurance cover for death or permanent disability.
  • Competitive interest rate.
  • Less cumbersome procedure.
  • Quick turnaround time.

Auto Loan Requirements

  • Ghana Card.
  • Driver’s License.
  • Two (2) guarantors.
  • A minimum of two (2) years of driving experience.
  • Non account holders must meet our account opening requirements.
  • Security may be required.

2. Salary Loans 

Salary loans are loans for employees of both public and private institutions.

Features Of Salary Loans 

  • Applicant must be between the ages of 18-55 years.
  • Must be a confirmed staff.
  • Term: Up to 36 months.
  • Debt Service Ratio: Maximum 40%.
  • Competitive interest rate.
  • Less cumbersome procedure.

Salary Loan Requirements

  • Ghana Card and Staff ID.
  • Last 3 months payslip.
  • Undertaken by an employer.
  • 1 guarantor.
  • Salary must be routed through Best Point where applicable.
  • Security may be required.

3. Church Loans 

Church loans are loans to finance church projects like buildings, renovations, vehicles and equipment (musical instruments, generators, etc).

Features Of Church Loans 

  • Less cumbersome procedure.
  • Term: up to 36 months.
  • Competitive interest rate.
  • Multiple purposes.
  • Tailored repayment terms.
  • Quick turnaround time.
  • Church registration documents.
  • At least 6 months bank statement.
  • Church constitution (if any).

Church Loan Requirements

  • Resolution from the Board.
  • For non-customers, 6 months bank statement would be required.
  • Non-account holders must meet our account opening requirements.
  • Security may be required.

SME Loans 

These are different short to medium term loans for Small and Medium Enterprises to meet varying financing needs including -working capital, asset acquisition, projects, business expansion, manufacturing, commerce, etc.

Features Of SME Loans 

  • Less cumbersome procedure.
  •  Flexible amounts to meet the needs of all levels of businesses.
  •  Quick Turnaround time.
  •  Term: Up to 60 months.
  •  Competitive interest rates.
  •  Flexible repayment terms.

SME loan requirements 

  • identity and proof of address of directors or promoters.
  •  Identity and proof of address of the entity.
  •  Board Resolution.
  •  Company Registration documents.
  •  Audited Financial statements for the last 3 years.
  •  For non-customers, six (6) months bank statement would be required.
  •  Non-account holders must meet our account opening requirements.
  •  Security may be required.

Contact And Address Of Best Point Savings And Loans

If you are in need of more details about these loan packages, then get in touch with Best Point Savings and Loans using the information below.

Physical Address 

Old Peace Fm Building, Achimota Mile 7, Off Achimota Ofankor Road.

Post Office Box CT 10191. Cantonments, Accra – Ghana.

Email: inf[email protected]

Phone Number: (+233) 303 932 990-4

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