Online Payment Systems In Ghana
What Is An Online Payment System?
Online Payment systems are digital payment gateway providers. Payments across the world have been made easy now. With just some few steps online, one is capable of sending or receiving any amount of money. Many businesses have improved as a result of these online payment systems. Due to the burgeoning of the African markets, online payment systems in Ghana have become the norm for quick payments.
Today, freelancers, retailers, drop-shippers, SaaS (Software as a Service) companies and other individuals have all seen their businesses improved and made easy as a result of their ability to collect money through third parties.
One can make or collect payments online using these online payment systems at the comfort of their homes or offices thru the use of a mobile wallet, credit or debit card, visa MasterCard, Gh-link and etc.
You have heard of e-commerce right? Think of Amazon, Jumia, Alibaba and etc. Most often, these e-commerce companies receive money from people who have purchased their products through online payment systems.
Individuals including you or companies can equally collect money through these online payment systems.
Things To Consider Before Using An Online Payment System
Anyone who is ready to use any of these online payment systems for any transaction, should consider how secured the platform is and moreover the charges involved. Again, if you own a website, you will like to know whether you can integrate it into it or not? Someone will also consider whether they accept International payments or not?
List Of Some Online Payment Systems In Ghana
I have gathered some of the best online payment systems in Ghana for you.
Paystack is basically a Nigerian Tech company that was established in 2015 by Ezra Olubi and Shola Akinlade. They function as an online payment system that caters for the payment challenges of business owners across Africa. They have three branches: Nigerian (Lagos), Ghana (Accra), South Africa and San Francisco.
Paystack is one of the companies you can make secured online transactions with in Ghana. Currently, those in Ghana can take International payments only in Ghana cedis. Again, for transactions, Ghanaians are charged 1.95% on any transaction.
Get to their website and create a free account. Alternatively, you can get their app (Paystack) on the various app stores to start your transactions.
You can contact their Accra branch on +233 591 566205 or email them at [email protected] Visit their website at paystack.com
DreamOval is one biggest Fintech companies in Africa based in Ghana and was founded in 2007. Claud Kweku Hutchful is the CEO of this company. DreamOval currently have branches in Cote d’Ivoire and Zimbabwe.
The Central Bank Of Ghana has granted them a Payment Services Provider (PSP) Licence. DreamOval founded iWallet in 2011 and later rebranded it to Slydepay in 2015. DreamOval have partnered with stanbic bank to provide their online payments services.
Slydepay can be used to send and receive money, buy airtime & data and pay bills or dues. One exciting feature about Slydepay is that, it can be integrated into a website or mobile API to take payments. Slydepay is simple and secured. Again, Slydepay charges 0.8 % on transactions.
You can create an account via their website or yet still, download their app (Slydepay) on the various app stores to start your transactions.
Contact them thru +233 263 7750 30 or email them at [email protected] Get to their website at Slydepay.com
expressPay doubles up as a payment gateway provider as well as an eCommerce market site. Curtis Vanderpuije is the founder of expressPay. He founded this great online payment system in 2012.
Interestingly, expressPay is a PCI DSS (Payment Card Industry Data Security Standards) certified and hence, it has met all international security requirements or standards. With this, I don’t necessarily have to tell you how secured expressPay is.
You can use expressPay for mobile money payments, paying bills and also buying an airtime. In addition, expressPay supports major card networks which includes international card networks: American Express, MasterCard, Visa and etc. expressPay charges 1% on transactions.
Creating an expressPay account is not tedious. Go their website or download their app (expressPay) on the various app stores to create an account.
You can contact them thru (+233) (0) 30 700 0503 or email them at [email protected]m. Get to their website at expressPay.com
Flutterwave was founded by Iyinoluwa Aboyeji and Olugbenga Agboola in 2016 in San Francisco, California.
You can use flutterwave to make and receive payments from people across Africa and in some parts of world. Though their charges weren’t stated, it falls within 2.5-3.8% for any transaction. You can also integrate flutterwave into your website or mobile API.
To get started with flutterwave, go to their website or download their app on the various app stores to create an account.
Contact them via [email protected] Visit their website at flutterwave.com
Saqib Nazir founded Interpay in 2014 however, Emergent Technology (EmTech), a financial technology company located in California, took over as new owners in 2018. However, it has been registered in Ghana as Interpay Limited.
Interpay is a PCI DSS (Payment Card Industry Data Security Standards) and therefore, it is safe to use.
Interpay can be used for paying of bills, fees and invoices. It also links merchants in Ghana to local and international payment systems. Interpay charges 3-5% on transactions.
These are some of their banking partners: Access Bank, Unibank, Royal Bank, Ecobank, Energy Bank, First Atlantic Bank, Barclays Bank, GT Bank, Stanbik. Also, some of their payment partners include: UBA, Zenith Bank, Profpay, Airtel Money, Tigo Cash, Visa, Master Card, Union Pay and Slydepay.
You can contact them via +233 26 4334390 or email them at [email protected] Visit their website at interpayafrica.com
Below are more online payment systems in Ghana that function similarly to the ones listed above. You can get to their various websites to create an account or yet still, get their apps on the various app stores to get started.
One of the best online payment systems in Ghana.
They are located in Accra. Call them on 0800 124 000 or email them at [email protected]/[email protected] Visit their website at myghpay.com.
Another great online payment system in Ghana. ipay charges about 1.9% on transactions.
They are located in Accra. Call them on +233 302 735088 or +233 303 967121. Yet still, you can email them at [email protected] Visit their website at iPay.com
Don’t hesitate to try this great online payment system. It’s simple, secure and fast.
They are located in Accra. Call them on +233-244-332-134. Visit their website at theteller.net
They are one of the pioneers when it comes to online payment systems in Ghana. Just try them out.
They are located in Accra. Call them on +233 307010963 ext 769 or +233 268655555. Visit their website at dpogroup.com
Check hubtel out for their amazing e-commerce and payments services.
They are located in Accra. Contact them via an email at [email protected] Visit their website at hubtel.com